4 Home Essentials You’re Probably Paying Too Much For

The average household wages a constant war against unnecessarily high costs for the everyday essentials… Whether they’re aware of it or not. In an era of corporate wage repression where companies are deliberately keeping our wages low to protect their profit margins yet the cost of living continues to skyrocket, it behooves us to make savings whenever and wherever we can whether it’s using coupons to save money on groceries or embracing camping as a low cost, high enjoyment family vacation. The trouble is that we’ve been lulled into a false sense of security by our service providers. They’ve conned us into believing that they’re the best game in town, that it’s too much hassle to change or that maybe if we stay loyal to them, they’ll reward us for our loyalty. Unfortunately, this naivete can result in a lot of money wasted on these household essentials which are all common areas of over spending…

Phone and Internet Service

Let’s be real here. This is the 21st century and high speed internet is pretty much as essential as oxygen in most homes. But this doesn’t mean that we should allow service providers to continue ripping us off. Unless you happen to be tied into a contract, it’s worth carrying out regular price comparisons. As you can see by checking out the deals at www.Optimum.com doubling up your services can result in huge savings. When you amalgamate your TV, internet, phone and streaming service subscriptions there’s potential for huge savings.

Utilities

Many of us pay way too much for the basics like water, electricity and gas on a monthly basis, yet we seem powerless to do anything about it. Keep a close eye on your usage month by month and use this to accurately gauge how much you can save on the essentials. Again, if you’re able to find a service provider that specializes in multi fuel tariffs this will likely result in savings. Many of us are reticent to change utility providers as we fear that it may result in loss of service or inconvenience, but most of the time it simply takes a few minutes spent filling out the right forms and you could be rewarded with years of savings.

Fuel

Failing to prepare is preparing to fail, and a simple lack of proper preparation can result in your spending a whole lot more on fuel. Very often, leaving topping up your fuel until the last minute can leave you at the whim of whatever gas station is closest to you. A better plan is to find the cheapest gas stations near you and fill up preemptively so that you insulate yourself from paying over the odds.

Car Insurance

Car insurance is essential to protect yourself and your family on the road. However, there are many misconceptions around car insurance with result in us spending more than we should be on inferior cover. First of all, no insurance company will ever reward your loyalty so allowing your policy to roll over year on year is almost always a waste of money. Secondly, you don’t even need to wait for your policy to expire. If you see a better deal, you can move your policy at any time. You may incur a fee to switch but it may well be a hit worth taking if it gets you another year of better value cover.

How much do you think you could be paying too much for on your essentials?